Personal money prism
Pryzm splits chaos into clarity.
For students, teens, and young professionals who want to save, invest, spend, and still have a life.
2,341 Buy Scans completed
Rs 4,82,000 protected from impulse buys
Save
Invest
Live
Identity
Tell Pryzm your money universe.
Everything below stays on this device only, saved in this browser. Nothing is sent to a server or shared with anyone. Read the full privacy policy.
Student spectrum
Good evening.
Your data stays saved in this browser, so Pryzm remembers your setup, goals, streak, and checks.
50
Money Score
This score is you
Building momentum.
Streak, prevented buys, and goal progress all feed this number.
Your journey
Money refraction
Your split
Money enters
Save
Invest
Spend
Live
Vault
Save for what actually matters.
Timeline
12 months
Pryzm will keep this visible so you remember why you are saving.
Deep scan
A real read on this purchase.
42
Think first
👀
Ray is looking this over.
Pryzm checks usefulness, value, joy, impulse risk, and your fun budget.
Future Me impact will appear after the scan.
Deep scan breakdown
ReadyFuture simulator
Buy it
—
Add a cost and a goal to see the trade-off.
vs
Skip it
—
Skipping moves your goal closer, not further.
Trust
Privacy, terms, and security.
Privacy Policy
Everything you type into Pryzm — your name, income, goals, and Buy Scans — is stored only in this browser's local storage, on this device.
Pryzm has no server, no account system, and does not transmit, sync, sell, or share your data with anyone, including Anthropic or any third party.
Nothing is tracked or analysed beyond what you see on screen. Clearing your browser data, or pressing "Start Over," deletes it permanently. If you open Pryzm on a different browser or device, it starts fresh there.
Questions about your data? Reach us at thepryzm.helpline@gmail.com.
Terms & Conditions
Pryzm is a personal budgeting tool for educational and organisational purposes only. It is not financial, tax, or investment advice, and no advisor relationship is created by using it.
The Money Score, Buy Scan verdicts, and Future Simulator are simplified heuristics based on numbers you enter — not predictions or guarantees. Use your own judgement for real financial decisions.
You're responsible for what you enter and for any decisions you make using this tool. Pryzm is provided as-is, without warranty of any kind.
Security, honestly
Pryzm has no server to breach — your data never leaves your browser, so there's nothing for anyone to hack remotely.
What it can't do: encrypt data sitting in local storage, or stop someone with physical access to your unlocked device from opening dev tools and reading it. Don't enter real account numbers, passwords, or anything you wouldn't want visible to someone using your device.
What it does do: every piece of text you type is safely escaped before it's shown back to you, so it can't be used to inject scripts into the page — a real gap we found and fixed while building this.